Ruth Ann Woodley Presenting at NADP’s CONVERGE

By , August 30, 2010 9:14 pm

I am very excited to be presenting two workshop sessions at the National Association of Dental Plans’ annual CONVERGE conference, in Seattle September 20 – 23, 2010. In “Drilling Out from the Recession: Has the Economy Had an Impact on Dental Claims?” on Tuesday the 21st at 10:30, I will discuss how utilization and cost patterns changed in 2008 and 2009 as the recession took hold. This topic has been of great interest to all dental carriers for the last two years, and I’ve found both noteworthy common patterns and interesting variations among companies’ experiences.

State of the Variable Annuity Reinsurance Market

By , August 13, 2010 1:47 pm
The reports of my death have been greatly exaggerated.” – Mark Twain

Reinsurance for variable annuity guarantees (VA GMxBs) has often been characterized as unavailable over the last few years. In fact, this is not the case. Reinsurance is available, but the terms required by reinsurers are often inconsistent with the pricing of direct writers. Success with VA reinsurance requires an understanding of the critical reinsurance design points discussed below.