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	<title>Ruark Consulting, LLC &#187; Timothy Paris</title>
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	<description>Innovative Actuaries, Trusted Advisors</description>
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		<title>Variable &amp; Indexed Annuity Longevity Reinsurance</title>
		<link>http://ruarkonline.com/variable-annuity-longevity-reinsurance/</link>
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		<pubDate>Thu, 15 Mar 2012 15:12:26 +0000</pubDate>
		<dc:creator>Timothy Paris</dc:creator>
				<category><![CDATA[Archive]]></category>
		<category><![CDATA[Reinsurance]]></category>
		<category><![CDATA[Reinsurance Highlights]]></category>

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		<description><![CDATA[&#160; While effective hedging of investment risks has rightly been the focus of variable annuity companies for the last few years, the enormous longevity risk implicit in living benefit guarantees has gone largely unnoticed and unmanaged.  This longevity risk is due to the fact that if and when living benefit guarantee claims are triggered, they [...]]]></description>
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		<title>Variable Annuity Mortality Reinsurance</title>
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		<pubDate>Wed, 14 Mar 2012 19:30:00 +0000</pubDate>
		<dc:creator>Timothy Paris</dc:creator>
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		<description><![CDATA[&#160; One of the primary objectives of variable annuity companies is to stabilize, grow, and protect their asset-based revenue stream.  The provision of complex guarantee features to policyholders poses a major challenge to this objective.  While variable annuity companies have implemented sophisticated hedging programs in an effort to mitigate the investment risks associated with these [...]]]></description>
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		<title>Ruark Mortality Table for Variable Annuities</title>
		<link>http://ruarkonline.com/the-ruark-mortality-table-for-variable-annuities/</link>
		<comments>http://ruarkonline.com/the-ruark-mortality-table-for-variable-annuities/#comments</comments>
		<pubDate>Tue, 13 Mar 2012 19:28:39 +0000</pubDate>
		<dc:creator>Timothy Paris</dc:creator>
				<category><![CDATA[Archive]]></category>
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		<category><![CDATA[Top News]]></category>

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		<description><![CDATA[&#160; Accurate understanding of the level, shape, and variations of variable annuity mortality is vital for product pricing, effective management of hedging programs that operate based on specific assumptions for mortality and policyholder behavior, and as an efficient basis for pure mortality reinsurance programs.  However, based on our experience over the last decade, standard annuity [...]]]></description>
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		<title>Modern Variable Annuity Risk Management</title>
		<link>http://ruarkonline.com/modern-variable-annuity-risk-management/</link>
		<comments>http://ruarkonline.com/modern-variable-annuity-risk-management/#comments</comments>
		<pubDate>Mon, 12 Mar 2012 17:07:49 +0000</pubDate>
		<dc:creator>Timothy Paris</dc:creator>
				<category><![CDATA[Archive]]></category>
		<category><![CDATA[Reinsurance]]></category>
		<category><![CDATA[Reinsurance Highlights]]></category>
		<category><![CDATA[Top News]]></category>

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		<description><![CDATA[Tim has written a white paper entitled “Modern Variable Annuity Risk Management”, which can be downloaded here. The paper describes the three key risks facing modern variable annuity companies &#8212; investment risk, insurance risk, and policyholder behavior risk &#8212; and how the Ruark Companies are uniquely positioned to help our clients develop and maintain integrated solutions [...]]]></description>
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		<title>Ruark Consulting as Event Sponsor of Equity-Based Insurance Guarantees Conference</title>
		<link>http://ruarkonline.com/ruark-consulting-as-event-sponsor-of-equity-based-insurance-guarantees-conference/</link>
		<comments>http://ruarkonline.com/ruark-consulting-as-event-sponsor-of-equity-based-insurance-guarantees-conference/#comments</comments>
		<pubDate>Wed, 26 Oct 2011 19:19:02 +0000</pubDate>
		<dc:creator>Timothy Paris</dc:creator>
				<category><![CDATA[Archive]]></category>
		<category><![CDATA[Reinsurance]]></category>

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		<description><![CDATA[&#160; Ruark Consulting is an Event Sponsor at the Equity-Based Insurance Guarantees Conference taking place in Chicago on November 14 &#38; 15, 2011.  Tim Paris is the presenter on November 15 of &#8220;Policyholder Behavior Trends, Dynamics &#38; Cohorts for VA&#8217;s and IA&#8217;s&#8221;. Stop by and see Tim and his associates. More information on the conference [...]]]></description>
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