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	<title>Ruark Consulting, LLC</title>
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	<description>Innovative Actuaries, Trusted Advisors</description>
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		<title>Tim Paris will be a presenter at the SOA 2012 Life &amp; Annuity Symposium</title>
		<link>http://ruarkonline.com/tim-paris-will-be-a-presenter-at-the-soa-2012-life-annuity-symposium/</link>
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		<pubDate>Tue, 08 May 2012 18:54:35 +0000</pubDate>
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		<category><![CDATA[Reinsurance]]></category>

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		<description><![CDATA[Tim Paris, FSA, MAAA will be a presenter at the SOA 2012 Life &#38; Annuity Symposium, Session #048 &#8220;Hot Topics for the Smaller Insurance Company&#8221;, at 8am on May 22, 2012. Join your fellow smaller company practitioners to share stories about 2011 and ideas for the remainder of 2012 and beyond. Discussion will range from [...]]]></description>
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		<title>Steve Wright to Speak on VBA Best Practices at SOA 2012 Life &amp; Annuity Symposium</title>
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		<pubDate>Wed, 02 May 2012 14:59:35 +0000</pubDate>
		<dc:creator>webmaster</dc:creator>
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		<category><![CDATA[Process Design & Automation]]></category>
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		<description><![CDATA[&#160; Steve Wright, FSA, is a Senior Consultant &#38; Actuary at Ruark Consulting and he will be speaking at the SOA 2012 Life and Annuity Symposium on May 20 -22nd He will be presenting at the Session # 16PD at 10am on Monday May 21st. The title of his session is: “Best Practices for using VBA [...]]]></description>
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		<title>Podcast: The Short Story on Longevity Risk</title>
		<link>http://ruarkonline.com/longevity-risk-the-short-story/</link>
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		<pubDate>Wed, 25 Apr 2012 14:50:47 +0000</pubDate>
		<dc:creator>Joel Lagan</dc:creator>
				<category><![CDATA[Archive]]></category>
		<category><![CDATA[Podcasts]]></category>
		<category><![CDATA[Reinsurance]]></category>
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		<description><![CDATA[&#160; Tim Paris, FSA, MAAA discusses the threat of longevity risk to writers of annuity living benefit guarantees, and how longevity reinsurance can be used to mitigate this risk. &#160;]]></description>
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		<title>2012 Variable Annuity GMIB Annuitization Study &#8211; Contents Description</title>
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		<comments>http://ruarkonline.com/2011-variable-annuity-gmib-annuitization-study-contents-description/#comments</comments>
		<pubDate>Wed, 11 Apr 2012 16:18:29 +0000</pubDate>
		<dc:creator>webmaster</dc:creator>
				<category><![CDATA[Archive]]></category>

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		<description><![CDATA[&#160; Due to strong demand and rapid growth of our other policyholder behavior experience studies, in 2012 Ruark Consulting will be offering a GMIB Annuitization study for the first time. &#160; Anticipated analysis for Variable Annuity GMIB Annuitization Study Results split by various factors, including: Duration since waiting period Age Distribution channel In-the-moneyness levels Qualified [...]]]></description>
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		<title>2011 Variable Annuity Partial Withdrawal Study &#8211; Contents Description</title>
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		<comments>http://ruarkonline.com/2011-variable-annuity-partial-withdrawal-study-contents-description/#comments</comments>
		<pubDate>Wed, 11 Apr 2012 16:17:34 +0000</pubDate>
		<dc:creator>webmaster</dc:creator>
				<category><![CDATA[Archive]]></category>

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		<description><![CDATA[&#160; Ruark Consulting is continuing to study policy beholder behavior for variable annuity writers. This will be the third year we will conduct this particular study. Our 2011 study included the following elements. &#160; Data from twelve insurance companies Time period Jan 2007 &#8211; April 2011, restricted to completed policy years 5 million contract years [...]]]></description>
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