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By Timothy Paris, January 26, 2012 1:07 pm

Tim has written a white paper entitled “Modern Variable Annuity Risk Management”, which can be downloaded here. The paper describes the three key risks facing modern variable annuity companies — investment risk, insurance risk, and policyholder behavior risk — and how the Ruark Companies are uniquely positioned to help our clients develop and maintain integrated solutions to these risks.  In particular, mortality in the accumulation phase and longevity in the guaranteed living benefit payout phase are large yet under-appreciated risks in the industry that prudently structured (and available!) reinsurance can mitigate.  And regular installments of our industry-leading experience studies of policyholder behavior provide the profound and detailed insights that variable annuity companies need to effectively manage this risk.  Please contact Tim if you would like to discuss how we can help you implement these solutions for your company.

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By Ruth Ann Woodley, January 3, 2011 6:49 pm

2011 is starting off with a bang for the RCL dental practice, as I have plans for three industry studies during the year. First is the ever popular PPO Network Study. This will look and function much as it has in past years. I am expecting largely the same group of participating companies, with some exciting new additions. Details of the data request and timing will go out this week.

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By Ruth Ann Woodley, November 9, 2010 8:12 am

I am addicted to the New York Times, especially the magazines. I love looking at the ads for expensive things I would never buy, and pictures of Rockefeller descendents more dressed up for their 10th benefit this month than I will be in my whole life. So I couldn’t resist this Samurai Shopper column on my other big interest – dental care. Little did I realize how much I had to learn about the world of high fashion teeth! It completely blew my mind, and I thought I knew everything that mattered about brushing and flossing.