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	<description>Innovative Actuaries, Trusted Advisors</description>
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		<dc:creator>Tim Ruark</dc:creator>
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		<description><![CDATA[Ruark Insurance Advisors (RIA) RIA was founded in 1998 by our president, Tim Ruark.  Tim recognized that the equity-based product market was underserved in terms of financial management capacity.   He decided to work towards creating more capacity, while at the same time influencing the design of products to better manage the underlying financial risks. [...]]]></description>
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