In 2010, Tim marks 27 years in the insurance industry! Tim began his professional career as an actuarial student at CIGNA in 1983. Upon leaving CIGNA in 1998, Tim founded Ruark Insurance Advisors, Inc. (RIA). What began as a solo practice in a home office has blossomed into a 12 person firm providing leadership in annuities, reinsurance, valuation, and with the introduction of Ruark Consulting, LLC (RCL) in 2004, a health practice. RIA is a leading reinsurance broker and administrator for variable annuities, having assisted in nearly 50 treaty placements, most of which remain active and collectively account for over $120 million of reinsurance premium each year. Tim’s vision was that RIA would redefine the role of reinsurance brokers by combining technical skills and creativity with integrity and transparency. Our overriding objective will always be to ensure the long term health of the reinsurance treaties we place.

Tim earned a BA in Mathematics/Physics from Brown University in 1983. An acknowledged expert in new and emerging insurance and asset accumulation product markets, Tim is a frequent writer and guest speaker on the topics of variable annuities, life insurance and reinsurance. Tim is currently a member of the Reinsurance Section Council for the SOA.

Tim lives in Simsbury, Connecticut with his wife, Sheryl, and two children.